See You in Washington, D.C. - April 16 - 17, 2014

Tucked into page 816 of the Dodd-Frank Act is a little noticed amendment to the Financial Institutions Reform Recovery and Enforcement Act of 1989.

(d) REGULATIONS.—Section 1106 of the Financial Institutions
Reform, Recovery, and Enforcement Act of 1989 (12 U.S.C. 3335)
is amended—
(1) by inserting ‘‘prescribe regulations in accordance with
chapter 5 of title 5, United States Code (commonly referred
to as the Administrative Procedures Act) after notice and opportunity
for comment,’’ after ‘‘hold hearings’’; and
(2) at the end by inserting ‘‘Any regulations prescribed
by the Appraisal Subcommittee shall (unless otherwise provided
in this title) be limited to the following functions: temporary
practice, national registry, information sharing, and enforcement.
For purposes of prescribing regulations, the Appraisal
Subcommittee shall establish an advisory committee of industry
participants, including appraisers, lenders, consumer advocates,
real estate agents, and government agencies, and hold meetings
as necessary to support the development of regulations.’’.

Just short of four years after the Dodd-Frank Act became law, the Appraisal Subcommittee has created the Appraisal Subcommittee for Development of Regulations. Members have been appointed by the ASC Chairman, Arthur Lindo. Imagine my surprise to find the letter below in my email. We have our first meeting April 16 - 17, 2014 in Washington, D.C. Details at this LINK.

Francois Gregoire - Appointment Letter by Frank Gregoire

Appraiser Active in Washington, D.C.

While browsing at Tampa International Airport, waiting to board my flight to Washington, D.C., I picked up a copy of the Tampa Bay Times. On the tarmac, waiting to take off, I noticed a familiar face looking at me from page 4B; the Business Section. 


The headline:


PINELLAS PROPERTY APPRAISER TO TESTIFY BEFORE HOUSE SUBCOMMITTEE


I'm pleased the writer, Elizabeth Behrman, decided to include these points:

"The bulk of my testimony has to do with ensuring appraiser independence, and the value and importance of appraiser independence," Gregoire said.

"Buyers don't expect the appraiser to just rubber stamp the sale price," he said. "They want a good, honest, objective appraisal by somebody that has the necessary qualifications to do a credible job."

As long as the appraiser can demonstrate that his data is supported and correct, the lender should just lay off," Gregoire said.

For those interested, the testimony I am offering on behalf of the National Association of REALTORS is at this LINK, along with that of the other panel members.


UPDATE: There is a link to the video of the entire hearing at the link above.

This is what the hearing room looked like, just prior to 10:00 A.M. That's subcommittee chair Biggert preparing to gavel the meeting to order.

REALTOR Mag - The Trouble With the HVCC

Here is the long awaited REALTOR® Magazine article about the Home Valuation Code of Conduct (HVCC), HAVOC. Blanche Evans, Stacy Moncrieff and I spent quite a bit of time discussing the issue, including the initial investigation, the companies under investigation, appraisal practices, appraisal standards, enforcement and the effects of the HAVOC on the appraisal profession and real estate markets. In an effort make sure all points of view were represented, I furnished names and contact information for several parties in favor of the agreement, including several folks involved with Appraisal Management Companies (AMC).

Not only did Blanche and Stacy collaborate to produce a balanced and informative article, the story includes the best HVCC/HAVOC graphic encountered by Appraiser Active. We might just award a gold star or seal for that one.

It's appropriate for the article, "The Trouble With the HVCC" to start with a quip from Jonathan Miller:

"You can't make this up," New York appraiser Jonathan Miller riffed in his entertaining blog, Matrix, back in June.

Miller was recounting the frustration of a real estate salesperson who was trying to refinance her own New York apartment with her current lender. According to Miller's telling, the out-of-town appraiser walked into the apartment, threw his hands in the air, and asked "How am I supposed to appraise this thing?"

Of course, the favorite quote is from yours truly:

"The HVCC sets up AMCs as the guardians of appraiser independence, and isn't it ironic that the investigation that prompted the rules centered on an AMC allegedly manipulating the system to please its customer?"

Later in the article comes this gem:

For the largest lenders, AMCs are simply the way business is done today. "When you're ordering thousands of appraisals every single day, the risk to you is extraordinary," says Jeff Schurman, executive director of the Title/Appraisal Vendor Management Association in Pittsburgh, which represents a variety of settlement service vendors, including large AMCs. "Would it make sense to hand those off to thousands of [independent] appraisers?"

To which Appraiser Active responds: "Yes, it makes sense to "hand off" those to thousands of [independent] appraisers. Unlike Appraisal Management Companies, the appraisers are licensed and certified by an agency of government and subject national standards; recognized by every state and territory of the United States. What appraisal standards must the Appraisal Management Companies follow?" Which agency of government regulates their involvement in brokering valuation services?

There's much more. Read the whole thing right HERE.

UPDATE: Jonathan Miller provides his take on MATRIX.

My Hometown Paper Discovers the HAVOC of the HVCC

For the past last four days, I've been attending the Florida Association of REALTORS Annual Convention and Trade Show. From the moment I walked into the building, the topic foremost on the minds of the friends and colleagues encountered was the Home Valuation Code of Conduct - HAVOC.

In the past week the story has been picked up by the Wall Street Journal and the New York Times. Today, on the front page of the Business Section of the August 23, 2009 St. Petersburg Times, James Thorner writes about the HAVOC resulting from the Home Valuation Code of Conduct (HVCC).

New Home Valuation Code of Conduct cures some ills, creates new ones

First, Jim offers up an example of a an experience similar to hundreds of others reported in papers and blogs across the country:

Builder Charlie Hannah thought he was being generous when he agreed to sell a new 5,000-square-foot home for $1.15 million in the Tree Tops neighborhood near Tampa's Westchase. But the appraiser returned an appraised value of $1 million on the lakeside house in June. Two months later, the sale remains in limbo and Hannah remains indignant.

Four other homes Hannah built in the same neighborhood recently sold for much more per square foot than the $1.15 million home. But the appraiser found a comparable home sale miles away in Odessa to justify what Hannah considers to be a low-ball valuation.

Although I live and work in the Tampa Bay Area of Florida, my appraisal practice is limited to Pinellas County. The example cited is from across the bay in Hillsborough County. It's not possible for me to comment with any credibility about the allegations made by Charlie Hannah.

However, Thorner goes on to describe a couple of situations of which I have firsthand knowledge:

Since the new rules took effect, the law of unintended consequences has upended real estate deals. St. Petersburg Realtor Nancy Riley blames sloppy appraisals. She had a buyer for a sixth floor Feather Sound condo overlooking the water and golf course. Both parties agreed to the $200,000 purchase price.

But the lender, using an appraisal management company, got an out-of-county appraiser. The disappointed buyer and seller learned the condo appraised at only $157,000. As two of his comps, the appraiser used a unit in a former assisted living facility and a single story condo without a view.

Riley tried to challenge the appraiser's findings — which included wrong photos attached to the wrong properties — but got a cold shoulder from the bank. She's still trying to salvage the deal."I sent them two pages of things wrong with the appraisal. They refused to listen," Riley said. "I got one or two snippy responses."

Along with this one:

Mortgage refinancing — the centerpiece of the government's antiforeclosure efforts - has also suffered. Gregoire noted a case involving a house in upscale Tierra Verde. The home owner sought a reverse mortgage to pull cash from the home. Taking into account the recent depreciation, the home owner estimated the 2,000-square-foot home at $400,000. The initial quick-hit appraisal, using a $10 computer-generated valuation that isn't as good at distinguishing some of the nuances of real estate valuations like the differences between nearby neighborhoods, delivered a market price of $252,000.

When a real appraiser went to work on the house after driving up from Fort Myers, he, too, concluded the house was worth $252,000. Gregoire assumes the appraiser shoe-horned in comparable sales to make his numbers match the computer-generated price.

"That happens with appraisers who lack geographic confidence,'' Gregoire said. "I've been doing appraisals 30 years, but I don't go outside of Pinellas County. The most important thing is to know neighborhoods and submarkets.''

NOTE: The term I used in the interview was "GEOGRAPHIC COMPETENCE", but you all should get the drift.

Copies of the appraisal reports described in the two examples above are part of ever increasing pile of evidence sitting on the floor within two feet of my desk. The Feather Sound "appraisal" is a jewel. To some readers, it might look fine; the Comparable Sales are all relatively recent, two are less than 1/4 mile from the subject and the third is only 3/4 of a mile away. Unfortunately, for the seller and the buyer, only one of the Comparable Sales is an example of an acceptable substitute property and could could come close to being considered competitive with the subject.

The "appraiser" includes quite a bit of boilerplate claiming an oversupply of listings and declining prices in the development. Although a case could be made there is an imbalance between supply and demand for all housing in the Feather Sound area, the case is less supportable when condominiums only are considered in the analysis. As of the effective date of the appraisal, according to the Suncoast Multiple Listing Service, there were 89 active listings in Feather Sound. Eighteen of these (20%) are either under contract or pending sale. In the twelve months prior to the effective date of the appraisal, there have been 56 sales in Feather Sound reported by the Suncoast Multiple Listing Service. Both the average time and median time on the market for sold listings is close to three months; 96 days and 92 days respectively. Absorption rates have increased from about four units a month over the last half of 2008 and first quarter of 2009 to about 7 units a month in the second quarter of 2009.

If the analysis is limited to condominium parcels only, as of the effective date of the appraisal, the Suncoast Multiple Listing Service reports 56 active listings in Feather Sound. Fourteen of these (25%) are either under contract or pending sale. In the twelve months prior to the effective date of the appraisal there have been 30 sales of Feather Sound condominium units reported by the Suncoast Multiple Listing Service. Both the average time and median time on the market for sold condominium units is close to three months; 100 days and 80 days respectively. Absorption rates have increased from about 2 units per month over the last half of 2008 and first quarter of 2009 to nearly 4 units (3.7) units per month in the second quarter of 2009.

Although the appraisal report indicated prices are in decline, analysis of the sales data did not support such a conclusion, at least for the two quarters prior to the effective date of the appraisal. If all residential Feather Sound sales reported by the Suncoast Multiple Listing Service are considered, the median sales price over the last three months is about $155,000. This compares with a median price of $120,000 for the first quarter of 2009 and about $167,750 for the last half of 2008.

Although the market analysis was contrived and two of the pictures of Comparable Sales were of units that did not match the address or the description of the sales in the Sales Comparison Analysis, the bank loved the appraisal report!

The Tierra Verde Appraisal was just as "good" as the Feather Sound Appraisal Report. It was completed by an appraiser after being assigned by RELS, the AMC often associated with Wells Fargo Bank, N.A. , the same institution accused of rigging the appraisal process in a scheme to boost profits at the expense of homeowners and independent appraisers.

RELS has the audacity to use this on their website:

"Quality appraisals — and rapid turn times"

Right!

About Gregoire & Gregoire Inc.

Gregoire & Gregoire, Inc. was incorporated in 1986 by Donald K. Gregoire, IFA and Francois K. Gregoire IFA RAA. The Company provides valuation, expert witness, tax appeal and consulting services for a wide variety of local and national clients. Clients include Banks, Mortgage Companies, Mortgage Insurers, Property Insurers, Realtors, Attorneys, Private Individuals and Government Agencies.

Francois K. Gregoire, IFA, RAA is a second generation Realtor and Appraiser. He has been involved in Real Estate Appraisal since 1977, is a member of the National Association of REALTORS Appraisal Section and a Designated (IFA) Member of the National Association of Independent Fee Appraisers. In addition to providing Expert Witness services for private and government clients, Frank is often quoted as a source for nationally syndicated real estate columnists and appears as a speaker on appraisal and mortgage related topics. Articles by Francois Gregoire have been published in the REALTOR® Magazine and the Journal of Property Economics. Francois K. Gregoire is a FHA Roster Appraiser and has over twenty years of experience in the development of appraisals for FHA Mortgage Insurance. He completed the first Master Appraisal for a proposed multi-story HUD Approved Condominium in Florida in 1990

In February, 2000 Governor Jeb Bush appointed Francois K. Gregoire to the Florida Real Estate Appraisal Board, the regulatory agency for Florida Real Estate Appraisers. The Governor appointed him to a second term in March, 2004. Gregoire served as Chairman of the Florida Real Estate Appraisal Board in 2002, 2004, 2006 and 2007 and Vice Chairman in 2001, 2003 and 2005.

Gregoire & Gregoire, Inc. is ready and able to help you with your appraisal and valuation needs for Pinellas County, Florida residential properties.

Gregoire & Gregoire, Inc.

Realtor - Appraiser

Office 727-344-3393

Fax 727-344-3395

EMAIL

Appraisal Update

It's been great getting back to my appraisal business! Since August 26th, there has been a wide variety of assignments; plenty to keep me busy and diverse enough to keep me learning.

The mortgage related work has been scarce, but I have been getting a bunch of referrals from real estate agents. In some cases they are looking for help in pricing a new listing. In others, the agent and the owner are interested in adjusting the price on an existing listing and want a picture of the current market. I've also completed a number of appraisals for potential purchasers, anxious about the market and wanting to make sure they do not overpay for a house they have fallen in love with.

Several homeowners have contracted with me to provide Replacement Cost Estimates to help them and their insurance carriers to determining the level of insurance to maintain. We have been providing Replacement Cost Estimates for the past 5 years. These have been accepted by Citizens Property Insurance and dozens of others companies. In some cases homeowners determined they were dangerously under insured. In others, they were paying for much more coverage than necessary. Give me a call if you have questions.

Since August, I have also contracted with the Florida Division of Real Estate as an Expert Witness. The Division of Real Estate utilizes Expert Witnesses in some of their disciplinary actions against registered, licensed and certified appraisers. It's interesting work and helps me keep up on changes to appraisal standards, laws and rules.

There is much more going on the appraisal world. Keep an eye on this space. I'll do my best to provide updates on a more regular basis.

Frank

Blog Changes

Since the Campaign is over, the title has changed and we're back on appraisal related topics and back on the quest to improve the appraisal profession.

Vote for Frank Gregoire August 26, 2008

Here are a few links to prior posts to save you the time of searching for pertinent information about the Primary Election.

List of Endorsements and Supporters - This includes appraisers, members of real estate appraisal boards and regulatory agencies and Past Presidents and current leadership of the Florida Association of Realtors. This is only a partial list of supporters as their are over 300 contributors to the Frank Gregoire Campaign

Frank's Qualifications and synopsis of Professional Experience - There is also a link to my resume

Letter from Governor Charlie Crist - Governor Crist recognizes Frank's service on the Florida Real Estate Appraisal Board

Ken Harney quotes Frank Gregoire

Ken Harney, author of the nationally syndicated column "The Nation's Housing", quotes Frank Gregoire in his August 22, 2008 article.

Appraisers feel pressure to hit the high
numbers

By Kenneth R. Harney

The Nation's Housing

Have the real estate valuation shenanigans and inflated home appraisals that characterized the boom years disappeared from the marketplace?

Are mortgage loan officers and realty agents — even individual home sellers — continuing to influence or attempting to interfere with appraisals despite new federal rules that ban such behavior?

Ask appraisers and many will tell you: It's still business as usual. Attempts at encouraging inflated appraisals continue to be commonplace, though in some cases the techniques have become subtler.

..........

The obvious intent here, according to Frank Gregoire, immediate past chairman of the Florida Real Estate Appraisal Board and an appraiser in the St. Petersburg-Tampa area, "is really to find out: Will this guy play ball? Will he be cooperative when we need him?"

Gregoire says appraisers still routinely receive probing e-mails and phone calls from lenders and brokers designed to elicit the same information: Will an appraiser "pre-comp" a property with a sales contract pending at a specific price? Can a specific valuation number needed for a refinancing — which may be far out of line with current local property values — be reliably reached by the appraiser?

Part of the reason in today's market environment, he said, "is that things are tough, sales volumes are down, and some lenders know that they'll eventually find someone who'll cooperate" — often a newcomer to the appraisal field who badly needs an assignment. "It's not easy for some of them to say no, especially when they see business go to folks who everybody knows are playing the game."

Only when federal and state governments severely punish unethical appraisers and the people who pressure them "will all this start to get under control," Gregoire said. But he sees some signs for optimism: State regulators in Florida and elsewhere are cracking down increasingly on appraisers, even stripping away their licenses. And the new federal legislation authorizes financial penalties to be imposed by the secretary of housing when appraisers are found to have caved to pressure and cooked the books to inflate values.

-------------------------

Although this article appears in today's St. Petersburg Times, use THIS LINK to read it in The Washington Post.

Mr. Harney has sought Frank Gregoire's thoughts on number of occasions. Follow the links below to a sample of The Nation's Housing columns.

Appraising a Shifting Market

High Appraisals Signal Change

Lawsuit Seeks to Deflate The Puffery in Appraisals

Pinellas County Primary Ballot

Here is a sample ballot for the Pinellas County Primary Election. Truthfully, this is what it should look like when you turn it in.

Times - Know Your Candidates

Take a look at the "Know Your Candidates" Special Section from the St. Petersburg Times which was published Wednesday, August 13, 2008.

Pinellas Property Appraiser Republican primary

This race is unfolding in the shadow of the county’s purchase last year of the current Appraiser Jim Smith’s vacant land for nearly four times its assessed value. Smith isn’t running for re-election. His longtime deputy, Pam Dubov is in the race, touting her experience and readiness. Her opponent, Frank Gregoire, stresses the need to restore public confidence in the office. The winner will face Democrat Ben Friedlander in November.

View section HERE.

St. Petersburg Times

My response to the St. Petersburg Times: (The Times limits a Candidate's response to 200 words)

August 6, 2008

Philip Gailey, Editor of Editorials
St. Petersburg Times
P.O. Box 1121
St. Petersburg, FL 33731

RE: Reply to: Times recommends

St. Petersburg Times

Dear Mr. Gailey:

Facts omitted from your endorsement:

I have been a licensed real estate broker for over 30 years and a state certified appraiser since 1989, the first year such a license was available in Florida. In addition to holding designations from two professional appraisal associations, I hold associate membership in a third. My appraisal experience in Pinellas County exceeds 30 years.

As owner and President of Gregoire & Gregoire, Inc., I have supervised staff and completed tens of thousands of appraisals of all types and classes of real property from Tierra Verde to Tarpon Springs. For the past ten years my concentration has been as a valuation and appraisal standards expert witness.

The Governor was satisfied enough with my education and appraisal credentials to appoint me to the Florida Real Estate Appraisal Board. The Florida Senate agreed by confirming my appointment unanimously. My peers on the appraisal board elected me Chairman four times during my eight years of service.

Under my leadership, enforcement of valuation ethics, standards and integrity requirements were the focus of the appraisal board; something sorely needed in Pinellas County. Pinellas County deserves a Property Appraiser with an established commitment to restoring public trust in the office.

Frank Gregoire
Candidate, Pinellas County Property Appraiser

Update August 9, 2008

My response to the Times has been published and is available online HERE.

In Friday's TIMES

To Friends and supporters of the Frank Gregoire for Pinellas County Property Appraiser Campaign,

This I will post with little in the way of comments. Comments are permitted on the St. Petersburg Times website. All I can say is I am humbled by the incredible support from within this county, and across the state and nation. Thank you.

Please keep checking out that CONTRIBUTE button!

Pinellas appraiser GOP primary draws distant donations

By Will Van
Sant, Times Staff Writer
In print: Friday, August 1, 2008

Joe Thouvenell of Chicago backs Frank Gregoire in the Pinellas County
property appraiser race.

So does Jack Rawlings of Altoona, Pa., Dennis Badger of Lexington, Ky.,
and James Amorin of Austin, Texas.

All are private real estate appraisers who have inked checks to the
Gregoire campaign. Donors outside Pinellas have given $20,111 to Gregoire, 50 percent of his total take to date.

Full Story
HERE

Rice outraising Flowers; Gregoire and Dubov close

From the St. Petersburg Times

In the race for Pinellas County Property Appraiser, Republican Frank Gregoire
had a solid quarter, taking in $25,736, bringing his fundraising total to
$44,506. His primary opponent Pam Dubov, who has thrown slightly less of her own
money into the race than Gregoire, took in $9,247 in the quarter, bringing her
total to $42,882.

Full Story and comments HERE.

Thanks to everyone for their support of my Campaign for Pinellas County Property Appraiser. However, to assure Pinellas County elects a Professional Appraiser as Property Appraiser, it's time to expend extra effort for the next few weeks.

There's a CONTRIBUTE button over there on the left. Please make an effort to give a bit to the Campaign. Your $25 - $100 donation helps get the word out.

THANKS, in advance.

Frank

Thank You Governor Crist!

Excerpted from a June 17, 2008 letter from Governor Charlie Crist to Frank Gregoire........



"Serving as a member of the Florida Real Estate Appraisal Board and as Chairman, you have showcased dynamic leadership qualities and have enhanced the real estate industry here in the Sunshine State.


Your faithful service has helped to develop exceptional appraisal regulation in the Sunshine State. Thank you for selflessly giving of your time, knowledge, ans skills to ensure quality business practices in real estate."


Copy of the letter is HERE.

Campaign Website Update

The Frank Gregoire for Pinellas County Property Appraiser Campaign website is in the process of being updated. There have been some important additions over the past few days.



Take a look at http://www.vote4frank.org/ to see some of the additions. One of the first you will notice is "the Gregoire Guarantee".


Another addition is titled "What They're Saying about Frank". This includes links to letters from Governor Charlie Crist, Governor Jeb Bush and a Resolution adopted by the Florida Real Estate Appraisal Board.

Soon to be added to this section is the list of Endorsements and Supporters. Although there have been additions to the "Endorsements" page, the list has yet to be been added. Here is a preview of those names:

Endorsements and Supporters

James Amorin, MAI, SRA, President-Elect, Appraisal Institute

Paul Amirto, Appraiser
Ben Anderson, Appraiser
Timothy Andersen, MAI

Dennis Badger, Appraiser, Investigator-Kentucky Real Estate Appraisers Board
Patricia Birch, Past Chair, Florida Real Estate Appraisal Board
Harry Bright, Appraiser

Bruce Buzzell, Appraiser
Bill Coffman, Appraiser
Earle "Jack" Crahan, MAI
Thomas Crockett, MAI, SRA
Bruce Cumming, Chair, Membership Admissions, Development and Retention
Paul DelleDonne, Appraiser
Brent Diehl, Appraiser
Robert Dunham, MAI, SRA
James Earle, Appraiser
Henry Entreken, MAI, SRA
Ted Faravelli, Appraiser
Robert E. Galliher, MAI, SRA, GAA
Phil Gehres, MAI, SRA
H. Linwood Gilbert, MAI
John Gillott, MAI, SRA
Karen Goforth, MAI
Bob Gorman, MAI
Joni Herndon, SRA, Chair, Florida Real Estate Appraisal Board

Tom Hockensmith, SRA
Andrew Hupp, MAI
Patricia Kathman, Appraiser
William Barry Kelley, SRA

Debbie LaJeunesse, Appraiser, Past Chair Wyoming Certified Real Estate Appraiser Board

Charles Ledet, Appraiser
Leslie McKeon, MAI, SRA
Steve Marshall, MAI, SRA, Past Chair, Region X, Appraisal Institute
James Millspaugh, MAI
Stephanie Monaghan, Appraiser
Evalyn "Fran" Oreto, Past President National Association of Master Appraisers

Mack Provart, Appraiser, Past Chair Wyoming Certified Real Estate Appraiser Board
R. Wayne Pugh, MAI, President, Appraisal Institute

Janet Rabin, Appraiser
Gina Rascati, SRA
Jack Rawlings, GAA

Dan Richardson, PhD, MAI, AICP
Mike Rogers, MAI
Donald Rousseau, Appraiser
Donald Sarley, SRA, Chair, Florida Appraisal Council

David Sawyer, Appraiser
Sam Slater, RAA
Eric Schwartz, MAI, SRA
Jay Small, Esq., Past Chair, Florida Real Estate Appraisal Board
Joe Thouvenell, MAI, CRE
C. Richard Tobias, MAI
Joe Traynor, Past President, Indiana Association of Realtors, Member, Appraisal Foundation Board of Trustees, Chairman, Indiana Real Estate Appraisers Licensure and Certification Board
Joyce Tubb, GAA
Joan Trice, SRA
Chris Van Slooten, SRA
Steve Van Slyke, Appraiser
Jesse Vance, MAI, SRA, Chair, Region X, Appraisal Institute
Carl Velie, SRA, Vice Chair, Region X, Appraisal Institute

Robert Vespa, IFA, ASA
Andrew Wheaton, Appraiser
Judith Whitehead, Appraiser
Danny Wiley, SRA, Past Chairman Appraisal Standards Board
Cynthia Wright, MAI

Don Asher, Past President, Florida Association of Realtors
Chuck Bonfiglio, President, Florida Association of Realtors
Claude "Chip" Boring, Past President, Florida Association of Realtors
Todd Dantzler, Past President, Florida Association of Realtors
Michael Dooley, Past President, Florida Association of Realtors
Roger Enzor, Past President, Florida Association of Realtors, Member, Florida Real Estate Commission
Summer Greene, Secretary, Florida Association of Realtors

Russell Grooms, Past President, Florida Association of Realtors
Bob Hudgens, Treasurer, Florida Association of Realtors
Dale Jundt, Past President, Florida Association of Realtors
Jim Kasper, Past President, Florida Association of Realtors
Mike Owen, Past President, Florida Association of Realtors
Nancy Riley, Past President, Florida Association of Realtors, State Committeewomen, Pinellas County
Cynthia Shelton, CRE, President Elect, Florida Association of Realtors
Maurice (Moe) Veissi, Past President, Florida Association of Realtors

Harry Vordermeier, Past President, Florida Association of Realtors, Past Chairman, Florida Real Estate Commission
William Watson, Past President, Florida Association of Realtors
Cathy Whatley, Past President, Florida Association of Realtors, Past President, National Association of Realtors

Richard Butler, Vice-Mayor, City of Pinellas Park
Leslie Curran, St. Petersburg City Council

Neva Conway, Esq., Counsel, Alabama Real Estate Appraisers Board
Henry Faircloth, Chair, North Carolina Real Estate Appraisal Board
Dr. Robert Melby
Dr. Jack Ross

Frank Gregoire Supporters

Meet two of the most ardent supporters of the Frank Gregoire for Pinellas County Property Appraiser Campaign!

Donald and Claire Gregoire

THANKS!!

Donald Gregoire, my Father, is the FIRST Generation Real Estate Broker, Certified Appraiser, Real Estate and Appraisal Instructor of the Gregoire family. I was fortunate to have been trained and mentored by one of the best and to have the honor of continuing the family business. Thanks Dad.

Crist is engaged

CRIST IS ENGAGED

ST. PETERSBURG - Florida’s most powerful bachelor is getting hitched.
Gov. Charlie Crist, single for nearly three decades, on Thursday became engaged to his girlfriend of nine months, Carole Rome.

(Full Story)

Congratulations, Governor Crist!!

I have some news for you all too, but will just give you a picture for the time being

Valuation Professionals Fundraiser

Just a quick post to show my appreciation to Joni Herndon, SRA, Henry Entreken, MAI, H. Linwood Gilbert, MAI and Dan K. Richardson, PhD, MAI, AICP for their hosting and the success of last night's reception.

It was an honor to have such distinguished and well respected appraisers host the reception and humbling to for the elite of Tampa Bay Valuation Professionals to express their support with their attendance and contributions.

Thanks to you all!

Here's a couple photos.

You Are Invited!

You Are Invited

to

the Campaign Kickoff Fundraising Reception

to elect

FRANK GREGOIRE

Pinellas County Property Appraiser

Kickoff Fundraiser
Wednesday, May 28th
5:30 – 7:00 pm

Reception to be held at

THE VENUE

Tampa Bay’s newest leader in entertainment and culinary elegance
2675 Ulmerton Road, in Feather Sound

Complimentary hors d'oeuvres and cash bar will be available
Please RSVP to Frank@Vote4Frank.org by Monday, May 25
or call Frank at 727-410-7065

Election laws limit contributions to $500.00 per person or corporation

vote4frank.org

Political Advertisement paid for and approved by Frank Gregoire, Republican, for Property Appraiser